Check and the like.



J. B. MOUDY.-

HECK AND THE LIKE.

APPLICATION FILED 00116. 1916. RENEWED JUNE 10. 1918.

Patented Jan. 14; 1919.*`

A TTOH/VEY UNITED STATESA PATENT OFFICE.

JASON B. '11001)Y, 0F DALLAS, TEXAS.

CHECK AND THE LIKE.

specification of Letters resent. Patented Jan. 14, 1919.

lpplithn mail October 8, 1916, SerialV No. 124,020. Renewed June 10, 1918. Serial Eo. 839,276.

To all whom it may concern.'

Be it known that I, JASON B. Moonr, citizen of the United States, residing atvDallas,

I -in the county of Dallas and'State of Texas,

have invented certain new and useful Improvements in Checksand the like, of which the following is a specification.

-l improvements in checks and the like and.

This invention relates to new and useful particularly to a universal check.

The object of the invention is to provide a check bearing the names of a number of departments or similar designations and arranged so that the check can be drawn 'to any particular one of the or chared .'banks, epartments or designations, thus provide a check of the character described that will be leiiicient, simple, and inexpensive to roduce.

` ith the above and other objects in view the invention has relation to certain novel features of construction and operation, an example of which is described in the following speciiication and illustrated in the accompanying drawings, wherein:

'Flgure 1 is a face view of the check,

Fig. 2 is a similar view showing the check drawn on one of the banks, and

Fig. A3 is a face of modified form.

In the drawings the letter A designates a check which has the usual date line B along its up r edge portion. At the central portion olxthe check lines C and D are provided for writin the name of payee and v the amount. n the lower edge portion a si ature line is printed.

o the left of these lines panels F, G, H and I are disposed in the order named. The

' panels F and H are duplicates and have printed therein numbers dis osed in vertical order, the numbers of each eing duplicates and horizontally alined. The names of the banks are printed inA the panel G, a bank name being alined with each pair of duplicatev numbers.

The panel I may have any desirable legend v rinted therein and may be omitted entirely 1f desired. 'At the right hand end of the check and between the lines B and C a designatin number panel J is provided and associate ,with` this vpanel are vsuitable printed Iinstructions telling how to make out -the check. It will be noted that each bank name is associated with va number, which may be arbitrary or which may be the clearing house number. Directions are 'ven to write the number of the bank desir ber designating panel J and to draw a ring around the bank name in the panel G. The bank number being associated with the bank name enables one to' readil know what it is, and making a ring aroun the name double checks the designation of the bank desired by the party drawing the check.

In using the check the.- date, number, amount and name of the payee are written in as shown in Fig. 2, and the check signed. After this is done the party drawing the check draws a ring around the name of the bank handlin his account, and then writes the bank num er in the panel J. In Fig. 2 the Second National., Bank is drawn on and the number for this bank 4being 5, it is written in the panel J.

It is obvious that in laces Where pads of cnccks of diierent banks in a city are kept for the use of patrons, a constant supply is reguired and much time is lost going to the di erent banks to get checks. herein set forth will serve for all the banks in a city and will be a great convenience as only one style, of check need be supplied.

.The names need not be of banks located all in the same city or place, but may be associated banks or banks in the same community.

It will be understood that this invention is not limited to bank checks and that it may be applied to different forms of negotiable instruments. In Fig. 3 I have shown a check M having all of the panels and lines of the check A, except the panel I, the same reference letters bein employed. This form is a credit check or use in a depart- Ament store and in the panel G the names of the departments are printed, while in the panels F and H, the department numbers are arranged. A11v additional line S is printed on this form for writing in the name ofI the goods returned.

Thecheck S is shown made out for the return of a pair of shoes and drawn for $2.50

, in the num- The check lio against the shoe department which is designated by its number, 7. It is to be understood that the check M may be arran ed for a greater number of departments an many deviations may be made.

The salient feature of this invention is'a universal check bearing the names of associated banks, etc. each designated by a number or other sym ol, and the provision of a space on the check for writin in the number of the bank, etc., against'whlch the cheek is drawn. l

What I claim, is:

1. A negotiable instrument, having provision for writing, Athereon the name of the payee, the amount and the signature of the maker; also having printed thereon associated designations each accompanied by a symbol; said instrument' also having ablank panel for the writing ofthe symbol of the particular designation against which the instrument is drawn.

2. A negotiable instrument having provision for writing thereon the name of the payee, the amount and the si ature of the maker; also being printed wit` a panelA containing names and having an adjacent anel printed with numbers, each number eing associated with a name; and said instrument also having a blank panel for writing in the number of thebank on which the instrument is drawn.

3. A negotiable instrument having provipayee, the amount and the si ature of the maker; also being printed wit a panel containing the names of associated banks and having an adjacent panel printed with numbers, each bank name being associated with one of the numbers; and sald instrument also having printed thereon a bank number designating panel normally blank and in which the number of one of the bank names is written.

4. A universal bank check having provision `for writing the usual matterthereon, and also being printed with the names of associated banks and a distinguishable symbol correlated with each bank name, and having also a panel provided for the writing therein of one of the symbols whereby the bank on which the check is drawn is designated.

5. A universal bank check having provision for Writing the usual matter thereon; also having a panel printed with the names of associated banks and another panel correlated therewith printed with numbers, a

A number bein assigned to. each bank name;

and also having a blank designating panel isolated from the other panels and in which the bank number is written. In testimony whereof I aix my signature in' presence of two witnesses.

JASON B. MOODY. Witnessesz MARGARET H. BUCHERT,

WILLIS L. GIBSON. 

